🚗 Auto Insurance Agency making $755k/yr!

Here’s what we have for you today:

Cool Business Idea: Ever skip sunscreen because you hate how it feels?
You're not alone—and that’s exactly why this week’s Cool Product Idea is a game-changer.

We’re talking about single-use, dry-touch sunscreen wipes made for your glovebox, golf bag, or stroller. No mess. No slime. No excuses.

Scroll down to see how this could be a six-figure brand with just one hero product. ☀️💼

Confusing Corporate Sayings:

“Adding you for visibility”

Professional Translation
“They want to keep you in the loop.“

Corporate Pivot Translation
“This is now your problem, and I will pretend it was always your responsibility.“

Sam’s Perspective (1st Time Buyer)

🆕 Status Update: The wedding business is officially back on the table. After a solid back-and-forth with the owner and a chance to review some early details, I’m bringing it to Tyler this week to get an NDA signed so we can start moving the process forward.

Here’s what pushed it back into the “serious” category: a friend of mine actually got married at this venue last weekend, and they had a great experience. Hearing good things from someone I trust definitely adds weight to everything I’ve seen so far. It’s still not a slam dunk—the price needs to come down, especially with how SBA lenders are looking at deals right now—but there’s something here.

Between the booked weddings, decent margins, and how it could tie into Simply Silk Flowers, it’s one of the more strategic fits we’ve looked at. More to come as we dig into numbers and get a feel for what kind of deal could actually work.

Tyler’s Perspective (Experienced Buyer)

🆕 Status Update: Growing a small business isn’t as simple as just stepping on the gas. Growth comes in many forms and speeds—and going all-in from day one isn’t always the smartest move. In fact, slow and intentional growth can be one of the best strategies, especially in the service industry.

Rapid growth might look exciting on paper, but it can easily lead to burnout for your operator, costly mistakes, or even lost accounts. It also skips over key learning moments—like giving your team time to learn how to do more technical work (not just cleaning or maintenance). A steady pace gives your operator time to build confidence, get familiar with the systems, and grow into the role.

This isn’t about playing it safe—it’s about building a strong foundation for the long haul. When you grow with purpose, you end up with a more sustainable business and a team that’s ready to handle what’s next. Keep going.

💰 Deals < $500k 💰

Business Name: Packaging & Shipping Company (Semi-Absentee)
Revenue: $597,006
Asking Price: $275,000
Profit: $143,522 (Profit Margin = 24%)
Location: Calhoun County, MI
Established: 1997

✅ Pros:

• Truly Semi-Absentee: Fully trained team runs day-to-day, ideal for passive or portfolio ownership.

• Diverse Revenue Sources: Combines shipping, notary, crating, supplies, and mailbox rentals for stable cash flow.

⚠️ Cons:

• Limited Local Reach: Marketing efforts are minimal, meaning it’s leaving revenue on the table from nearby cities.

📈 Growth Opportunities:

• Add Services like Passport & Fingerprinting: These premium services can draw in traffic and improve margins.

• Expand B2B Relationships: More local commercial clients (factories, eComm shops) = predictable monthly volume.

💰💰 Deals $500k - $1m 💰💰

Business Name: Auto Insurance Agency
Revenue: $755,000
Asking Price: $989,000
Profit: $755,000 (Profit Margin = 100%)
Location: Tampa, FL (Relocatable)
Established: 2015

✅ Pros:

• Book of Business Priced Below Market: At 1.3x commissions, this is well under the typical 2.0–2.5x multiple.

• Recurring Commission Revenue: Monthly commissions of $63k = extremely predictable income.

⚠️ Cons:

• Cash Buyers Only: No seller financing, limiting accessibility to well-capitalized buyers only.

📈 Growth Opportunities:

• Expand Through Lead Gen or Add Agents: Just one agent currently—growing a sales team could rapidly scale revenue.

• Upsell Commercial or Home Policies: Cross-selling additional lines to existing auto clients would boost margin.

💰💰💰 Deals $1m+ 💰💰💰

Business Name: Security Consulting Firm
Revenue: $1,605,000
Asking Price: $2,139,000
Profit: $935,000 (Profit Margin = 58%)
Location: Florida
Established: 10+ years

✅ Pros:

• Serves Clients Nationwide & Internationally: Not limited to Florida—this firm has reach across all 50 states and globally.

• Extensive Certifications Stay Post-Sale: Highly credentialed team ensures continuity and credibility with clients.

⚠️ Cons:

• Client Workload Tied to Owner’s Relationships: Some strategic partnerships may need nurturing post-acquisition to ensure handoff.

📈 Growth Opportunities:

• Expand Federal Contracting Division: Federal and municipal agencies offer lucrative, stable contract potential.

• Add Cybersecurity or Tech Integration Services: Bundle with access control, surveillance design, or penetration testing for premium packages.